As a top roofing contractor tulsa, Proof Construction specializes in the forensic analysis of Insurance Supplement Intelligence | Proof Construction Tulsa. Our Oklahoma-certified engineers (License #80004070) provide expert hail damage roof inspection tulsa services, utilizing thermal imaging and brittle-point testing to verify structural integrity against 2026 IBC/IRC standards.
When a severe hailstorm or tornado strikes Tulsa, insurance carriers deploy out-of-state adjusters tasked with writing hundreds of estimates in a matter of weeks. The result? Over 85% of initial insurance estimates are significantly underfunded. They miss critical code-required items, ignore damaged collateral elements, and utilize outdated local pricing matrices. At Proof Construction, we utilize Insurance Supplement Intelligence to force carriers to fully indemnify your loss.
A "supplement" is legally demanded additional funding added to an insurance claim when the original estimate fails to cover the true scope of repairs. We do not just ask for more money; we aggressively prosecute the claim using forensic evidence, building codes, and manufacturer specifications.
90% of the insurance industry uses an estimating software called Xactimate. Adjusters often use "macro" templates that automatically omit necessary line items to keep the payout low. Our in-house supplementation department uses the exact same software to fight back, line by line.
We cross-reference the adjuster's estimate against our physical inspection data and 3D satellite measurements to identify missing scope.
We pull specific municipal codes (e.g., Ice and Water Shield requirements in Tulsa) and submit them to the carrier as legal proof of necessity.
If an adjuster refuses a line item, we provide the manufacturer's installation manual proving that omitting the item will void your warranty.
Our team battles the inside desk adjusters on your behalf. We speak their language, and we do not take "no" for an answer when structural integrity is at stake.
Contractors who offer to "eat your deductible" or do the job for whatever the insurance company initially pays are cutting corners. If an estimate is $5,000 short, that contractor isn't taking a loss—they are reusing old flashing, omitting critical underlayments, and using cheap, uncertified labor. Supplementation is the only legal, ethical way to ensure your home is restored to pre-storm condition without out-of-pocket expenses beyond your deductible.
Many carriers exclude drip edge, despite it being a mandatory requirement in the 2026 Oklahoma Building Code. We force payment for this critical water-shedding component.
Carriers often "assume" your decking is reusable. Our forensic probe reveals rotted substrate and compromised flashing that must be replaced for structural integrity.
Carriers pay for standard shingles, but high-wind zones require premium high-profile ridge caps. We ensure your estimate covers the material actually needed for protection.
Our forensic engineers will audit your current estimate for free. We find the missing items, document the code requirements, and negotiate directly with your carrier.
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