Interactive Tool

Claim Readiness Estimator

See your estimated roof insurance claim range, supplement potential, and what to document — in under 60 seconds.

No email required. No obligation. Just actionable insight.

Insurance claims assistance by Proof Construction in Tulsa

Your Property Details

Roof Square Footage 2,200

800 sqft 5,000 sqft

Roof Pitch

Damage Type

Hail Wind Debris Combination

Insurance Company

Year Home Built Enter year between 1950 – 2026

How Your Estimate Is Calculated

Base Rate

We start with a $12,000 base rate for a 2,200 sqft average-pitch roof with wind damage. This is adjusted by sq ft, pitch, and damage type.

Size & Pitch Multipliers

Larger roofs and steeper pitches increase labor and material costs. Low pitch: -10%. Steep: +20%. Every sqft over 2,200 adds ~$4.50.

Damage Type Factor

Hail +15%, Combination +25%, Debris +10%, Wind is baseline. More complex damage means higher repair scope and supplement potential.

Code Upgrade & Supplements

Homes built before 1990 have higher code upgrade likelihood (outdated building standards). Hail & combo claims see 40%+ supplement probability.

Frequently Asked Questions

Start by documenting all visible damage with photos and video. Contact your insurance agent to file a claim — they'll send an adjuster. We strongly recommend having a roofing contractor present during the adjuster inspection to ensure full damage documentation and proper scope of work.

A supplement is an additional payment from your insurance company for work that wasn't included in the original adjuster estimate — like hidden damage, code upgrades, or material price changes. Over 40% of roof claims need supplements. A professional contractor experienced with storm damage repairs can identify items the adjuster missed.

Most claims are processed within 30–60 days from filing to payment. The adjuster typically inspects within 5–10 business days. If supplements are needed, add 2–4 weeks. Choosing an experienced local roofing contractor who can advocate for you often speeds up the process.

Most Oklahoma homeowners have a 1% or 2% deductible (based on your home's insured value). For a $300,000 home, that's $3,000 or $6,000. Some policies have separate wind/hail deductibles. After a declared disaster, some carriers waive the deductible for total losses — check your policy.

Don't Leave Money on the Table

Our team has recovered over $2.5M+ in supplement payments for Tulsa homeowners. Let us review your claim — at no cost.

Free Claim Review (918) 734-4444

Roof Insurance Claims Guide → Storm Damage Repair →

Disclaimer: This estimator provides approximate ranges only and does not constitute a binding estimate or guarantee of insurance coverage. Actual claim amounts depend on policy terms, adjuster assessment, local material costs, and scope of damage. Always consult your insurance provider and a licensed roofing contractor for an official evaluation.

Claim Readiness Estimator

Your Property Details

What to Document

Estimated Cost Breakdown

Ready for a forensic inspection?